Lending Club Notes Picks for 10/13/09

I've been putting off picking notes for a few days because I didn't want to release too much content at once as that last article on diversity was pretty long but hopefully everyone understood it because I didn't get any questions. Holding off might not have been such a bad thing because I found a number of good notes that have potential pending their answers to my questions, and I found these 2 I've posted today.
Without further delay, here are my latest notes picks:

Top Pick: Jimbo
Today's top pick is a man seeking credit to pay off his wife's medical bills related to her pregnancy and giving birth. He claims to have a $3,000 deductible on his insurance and some other bills they didn't pick up. The hospital is threatening to report the debt if he doesn't pay it soon. The borrower says he is saving money for a home down payment and doesn't want to use it but also doesn't want the hospital debt to show on his report as a delinquent debt. This is an odd situation but the interest rate on this note is superb and the borrower's credit history looks great to me.
$5,000@18.78%
Under Review/Unverified

Runner-Up: Ricks Freedom
Our runner-up didn't start out so great, he just put his name in the title, but so did my top pick, so maybe it's not a big deal, but I prefer to know what the loan is about when I read the title. He didn't do much better in the body of the listing either, actually, he put nothing at first, then edited to add a sentence saying that it is to cover his mother's funeral costs and pay off his credit cards. Not the best listing overall but the borrower only has 1 inquiry on his report, has no delinquencies reported, and, according his answers to the questions at the bottom, he has been employed at the same company for 28 years, that's a lot of job security.
$13,750@18.43%

Under Review/Unverified

Other Notes to Consider:
Consolidation Loan, Gold Loan (has nothing to do with gold, seriously), Extremely High Returns