Today's top pick is a borrower that owns a coffee house. The borrower says additional money is needed to purchase inventory and hire 2 part-time employees. I like this loan because the business is already established and it's probably making money if the owner is looking to hire 2 more employees. The borrower's revolving credit is pretty good and there are no public records or delinquencies. The only thing that would make this loan better would be an approved/verified status.
Securing Future Loan
$25,000@18.78%
Under Review/Unverified
The next best loan I found also happens to be from a currently running business. The borrower claims to have a business with $15,000 in receivables but needs cash to keep the business running until they are collected. The borrower has a verified income of over $6,000 a month with approved credit. The only bad thing on the listing is the the delinquency the borrower had 3 years ago. Overall this looks pretty good.
Slow Receivables
$25,000@16.35%
Approved/Verified
https://www.lendingclub.com/browse/loanDetail.action?loan_id=446661&previous=browse
https://www.lendingclub.com/browse/loanDetail.action?loan_id=445296&previous=browse
https://www.lendingclub.com/browse/loanDetail.action?loan_id=446497&previous=browse
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