This borrower has been employed at the same place for 10 years, which generally means job security. The purpose of the loan is to consolidate credit cards, the borrower's rate wouldn't actually drop that much but he says he cares more about having only one payment. The borrower's utilization is high and the credit history is short (4 years) but there is no delinquency and only 1 inquiry on file.
$15,000@19.82%
Approved/Unverified
Runner Up: Blessings Cottage
This borrower is looking to buy an established business. As you know, I don't like to invest in new businesses but the purchase of an established business has a little less risk and the rate on this loan is pretty good. The borrower has a high utilization but that's because they haven't worked on building their available credit, they've only used $2,139 of credit.
$25,000@20.17%
Under Review/Unverified
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